affordable car insurance

Understanding car insurance discounts

Everyone wants to pay less for their car insurance. It's a natural reaction to an often expensive necessity. So here's a snapshot of the available discounts. If you think you're eligible, make sure they are included in your next car insurance quotes. Don't be a dummy and get taken for a ride!

Are you eligible?

Strength in numbers

» Strength in numbers

There are two different discounts for giving more business to one insurer: the first is for insuring multiple vehicles, the second is for buying policies of different types, e.g. home and car insurance

I've got the money!

» No, really, I've got the money!

If you pay the annual premium upfront, you usually earn a discount or avoid administrative and interest charges

Don't leave me never

» Don't leave me never

This usually kicks in once you have stayed with the same insurer for three years

Pay Online

» Paper went out with the dinosaurs

You save by moving online and paying the premium installments automatically

What type of vehicle?

Green Car

» "Go green"

Many insurers now offer discounts if you buy a hybrid or plug-in vehicle


» Don't ride a bucket

Discounts are available if your vehicle has anti-lock brakes, passive restraints and other safety features fitted as standard

Vehicle inside a garage

» Save yourself

Discounts for keeping your vehicle inside a garage overnight and fitting anti-theft devices


» Walking keeps you fit

Leaving the car at home whenever possible keeps your mileage low. The less you drive, the lower your premium

Who are you anyway?

Education system

» Good boy/girl

If you maintain a good GPA and stay longer in the education system, you pay less

Safety guru

» Are you a safety guru?

The longer you drive without picking up a ticket or getting into an accident, the lower your premium

Authorized course

» Go Nuts-less

Defensive drivers who prove themselves by going through an authorized course usually pay less

Serving members of the military

» Your country needs you!

The car insurance industry supports America! Serving members of the military get discounts from the most patriotic insurers

Before the policy expires

» Deliberative Jumper

Most insurers offer a welcome bonus for anyone who leaves their current insurer before the policy expires

Discover us through our articles

affordable car insurance

Understanding Terms Related to Affordable Car Insurance

When you shop around for affordable car insurance, you may see a lot of terms that you don't understand. Instead of glossing over them and focusing just on cost, you should make sure you understand what everything means.

affordable car insurance

Understanding and Preventing Single Car Accidents to Keep Affordable Car Insurance

One of the things that most people fear when driving is being involved in an accident with another driver. However, single car accidents are just as frightening and serious. Unfortunately, since you are the only person involved, you are at fault no matter what happened, at least as far as your insurance provider is concerned.

affordable car insurance

Reasons Why Rates Go Up Even on Affordable Car Insurance

If you have always had good car insurance rates, you may wonder why they have gone up. Several things can make this happen, but following is a list of the most probably causes for an increase in rates. When you understand what happened, you can take steps to ensure you have affordable car insurance again.

affordable car insurance

How to Get a Discount for Affordable Car Insurance

Car insurance is often expensive, but you can find ways to save money through discounts. All providers offer some type of discount, but they can vary and even the amount of the discount will be different from one company to the next.